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Residential in Phagwara

Phagwara

Reserve price
₹22.50 L
Auction date
17 Feb 2026
11:00 AM
EMD deadline
16 Dec 2025
11:00 AM
Bid increment
₹20,000.00

Auction timeline

Auction starts
17 Feb 2026 at 11:00 AM
Auction ends
17 Feb 2026 at 3:00 PM
EMD submission deadline
16 Dec 2025 at 11:00 AM

EMD must be submitted before this time to be eligible to bid.

Property overview

Property Title
Individual House for Sale in Phagwara
Type
Residential
Sub Type
Individual House
Area
1104 sq ft (Carpet)
Possession Status
Physical
Type of Action
Under SARFAESI
Asset Type
Immovable
Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Property Price
₹22.50 L
Property Identifiers
Bank Property ID
MAHBSANDEEP01

Location details

Property Address
Equitable Mortgage of property comprising total area admeasuring 6 marla, in Khewat No. 186, Khatoni No 336 to 339 Khasra No. 4387/2158(3-10), 4388/2159(5-14), 2164(5-7), 5326/2153(2-7), 2155(4-2), 2160 (4-7), 2161(5-17), 4190/2162(1-15), 2163(5-3), 4409/2228(0-7), 4385/2137(4-7), Kitta 11, Khata No. 159/320 as per Jamabandi for the year 2003-2004 situated at Street No 4, Near Panj Mandiri, Vikas Nagar, Phagwara owned by Mr. Sandeep Kumar S/o Hakim Rai vide sale deed no 1592 dated 17.07.2006 duly registered in the office of Sub Registrar, Phagwara, Kapurthala. Bounded: North: Property of others 48’ South: Property of other 48’ East: Property of other 23’ West: Rasta 23’
City: Phagwara
District: Kapurthala
State: Punjab
Pin Code: 144401
Country: India
Carpet Area: 1104 sq ft
Facing: West
Unit of Measure: square feet

Borrower & Loan details

Borrower Name
Sandeep Kumar
Registered Address of Borrower
Phagwara
Ownership of Property
Borrower
Co-Borrower(s)
Rajni Kathuria W/o Sandeep Kumar
NPA Amount
₹21.80 L
NPA Date
20 Nov 2024
Ownership Type
Freehold
Title Deed
Registered Sale Deed
Asset Type
Immovable
Customer ID
10085638927
Demand Notice
Notice Date
07 Dec 2024
Notice Amount
₹21.80 L
Asset Classification
Classification Date
20 Nov 2024
Classification ID
2

Additional details

Other Details
Situated at street no 4 Vikas Nagar Phagwara
Description
Equitable Mortgage of property comprising total area admeasuring 6 marla, in Khewat No. 186, Khatoni No 336 to 339 Khasra No. 4387/2158(3-10), 4388/2159(5-14), 2164(5-7), 5326/2153(2-7), 2155(4-2), 2160 (4-7), 2161(5-17), 4190/2162(1-15), 2163(5-3), 4409/2228(0-7), 4385/2137(4-7), Kitta 11, Khata No. 159/320 as per Jamabandi for the year 2003-2004 situated at Street No 4, Near Panj Mandiri, Vikas Nagar, Phagwara owned by Mr. Sandeep Kumar S/o Hakim Rai vide sale deed no 1592 dated 17.07.2006 duly registered in the office of Sub Registrar, Phagwara, Kapurthala. Bounded: North: Property of others 48’ South: Property of other 48’ East: Property of other 23’ West: Rasta 23’

EMD Schedule

EMD Start
16 Jan 2026
4:11 PM
EMD Deadline
17 Feb 2026
11:00 AM
Payment Deadline
16 Dec 2025

Inspection Schedule

Inspection Start
10 Feb 2026
11:00 AM
Inspection End
10 Feb 2026
3:00 PM

Officer Details

Authorized Officer
Sanat Kumar Maharana
Authorised Officer - Scale - IV - CM
Dealing Officer
Vikas Sachdeva

Auction Rules

Type of Action
Under SARFAESI
Bid Increment
₹20,000.00
Extension Increment
₹20,000.00
Auto Extension
Enabled
Extension Trigger
Last 5 minutes
Extension Duration
5 minutes
First Bid Acceptance
Yes

Ownership & Legal

Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Asset Type
Immovable
Property ID
MAHBSANDEEP01
Bank of Maharashtra
Verified seller
Branch: PHAGWARA
IFSC: MAHB

Bank contact

+91 9961 2589+91 94784 55246
Branch Address
GURU HARGOVINDNAGAR,PHAGWARA
Branch IFSC
MAHB0001193
Department
PHAGWARA