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Residential in Debalaya, Deganga

Debalaya, Deganga, Deulia

Reserve price
₹16.20 L
Auction date
06 Feb 2026
11:00 AM
EMD deadline
05 Dec 2025
3:55 PM
Bid increment
₹10,000.00

Auction timeline

Auction starts
06 Feb 2026 at 11:00 AM
Auction ends
06 Feb 2026 at 4:00 PM
EMD submission deadline
05 Dec 2025 at 3:55 PM

EMD must be submitted before this time to be eligible to bid.

Property overview

Type
Residential
Sub Type
Individual House
Area
7186.7 sq ft (Built-up)
Possession Status
Symbolic
Type of Action
Under SARFAESI
Asset Type
Immovable
Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Property Price
₹18.00 L
Property Identifiers
Bank Property ID
PUNBU4775813401
Collateral ID
ABA40425566

Location details

Property Address
Vill+P.O- Debalaya P.S- Deganga Dis-North 24 Parganas
Locality: Debalaya, Deganga
City: Deulia
District: North Twenty Four Parganas
State: West Bengal
Pin Code: 743424
Country: India
Built-up Area: 7186.7 sq ft
Unit of Measure: square feet

Price history

1 previous auctions
₹18.0L5 Dec₹16.2LNow 10.0% down
₹18,00,000.00
5 Dec 2025
Residential
Punjab National BankPossession: Symbolic

Borrower & Loan details

Borrower Name
M/S Rajlaxmi Construction, Prop. Sri Mrinal Kanti Ghosh, S/O-Sri Sukumar Kanti Ghosh
Registered Address of Borrower
Vill+PO-Debalaya,PS- Deganga, North 24 Parganas,Pin-743424
Owner
Sukumar kanti ghosh and Gita rani ghosh
Ownership of Property
Guarantor
NPA Amount
₹43.22 L
NPA Date
14 May 2019
Ownership Type
Freehold
Title Deed
Registered Sale Deed
Asset Type
Immovable
Collateral ID
ABA40425566
Customer ID
U47758134
Demand Notice
Notice Date
10 Jun 2019
Notice Amount
₹43.22 L
Asset Classification
Classification Date
29 Jul 2021
Classification ID
5
Possession Dates
Physical
26 Sept 2023

Additional details

Property USP
total area of land 16.50 Decimal with building at Berachampa
Other Details
total area of land 16.50 Decimal with building at Berachampa
Description
Equt. Mortgage of land and single storied building situated at mouza-Deuliya, Jl-68,rs no-168,Touzi no-2469, Dag no-1204,1203, Khatian-638 & 2332. Area of land 8.25 decimal as per deed no-I 7944 and 8.25 decimalas per deed no I-7945 total area of land 16.50 decimal. Property in the name of Sukumar kanti ghosh and Gita rani ghosh, as per sale deed no-I 7944 of 1982 & I-7945 of 1982 respectively.

EMD Schedule

EMD Start
13 Jan 2026
10:33 AM
EMD Deadline
06 Feb 2026
3:55 PM
Payment Deadline
05 Dec 2025

Officer Details

Authorized Officer
HEMRAJ PAREWA
Authorised Officer - Scale - IV - CM
Dealing Officer
HEMRAJ PAREWA, CHIEF MANAGER

Auction Rules

Type of Action
Under SARFAESI
Bid Increment
₹10,000.00
Extension Increment
₹10,000.00
Auto Extension
Enabled
Extension Trigger
Last 10 minutes
Extension Duration
10 minutes
First Bid Acceptance
Yes

Ownership & Legal

Ownership Type
Freehold
Title Deed Type
Registered Sale Deed
Asset Type
Immovable
Collateral ID
ABA40425566
Property ID
PUNBU4775813401
Punjab National Bank
Verified seller
Branch: ARMB KOLKATA SOUTH 826700
IFSC: PUNB

Bank contact

+91 99950 60293+91 98290 97030
Branch Address
Punjab National Bank, Circle Office Kolkata South
Branch IFSC
PUNB0829100
Department
ARMB KOLKATA SOUTH 826700